Part-Payments / Lay-By

This feature allows shoppers to split their purchase into smaller, manageable payments over time — while you still receive settlement as agreed.

Why offer part-payments

• Boost sales by making higher-value purchases affordable.
• Build long-term customer loyalty.
• Reduce cart abandonment for cost-sensitive buyers.

How it works

1. The merchant sets the payment schedule or deposit requirements.
2. DPO handles the instalment collection process automatically.
3. Customers are notified before each payment is due.
4. You receive funds after each successful instalment or as per your merchant settings.

Supported methods

Available for cards, mobile money, and local payment options, depending on your region.

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Contact your account manager to activate lay-by or part-payment functionality for your merchant profile.