Payment Links & Invoicing

What it is

Create an invoice with a payment link in the Merchant Portal and send it via email, SMS, or WhatsApp. Customers pay on the hosted checkout—no website required.

When to use it

• Selling via chat, phone, or social channels.

• Taking deposits or one-off payments.

• Getting paid quickly without building a cart.

Flow

sequenceDiagram
  participant M as Merchant
  participant C as Customer
  M->>M: Create invoice + link in Portal
  M->>C: Send link (email/SMS/WhatsApp)
  C->>Hosted: Open link & pay
  Hosted->>M: Status updates / reporting

Highlights**

• Cards and mobile money where available.

• Automatic receipt + status tracking in the Portal.

• Great first step before adding Hosted Checkout to your site.

FAQs

Do customers need an account?

No—anyone with the link can pay securely.

Can I resend a link?

Yes—copy or resend from the Merchant Portal.

Who handles PCI compliance?

DPO Pay by Network hosts the payment page and processes card data, reducing your PCI scope.

Can I track payments?

Yes—use the Merchant Portal for statuses, refunds, and reports.